As we head toward the end of the year, when life can become even busier than the norm, thinking about organizing our finances can seem overwhelming. Some of your important papers may have fallen under the desk, be found in a book somewhere on a shelf, or underneath...
Think about the last time an employee left your company. (I know – it’s painful to think about this!) What did their departure and you replacing them cost you? Did you have to pay to post the position? Invest in a headhunter? None of this is cheap, but it’s just...
Top Questions For A Business Owner To Ask When They Want Increased Sales!To start, we need to clear up one myth. Sales is NOT only about talking! It is more about listening. If you know that, then you are off to a better start than most. Active listening can help you...
Finally….another tax season has arrived and the rush is over once your personal income tax return is done for another year – or at least that’s what you thought, right up until the moment you discover information you forgot to include. Now what do...
As of mid-July, we are currently sitting in health insurance “limbo.” The initial roll out of the Affordable Care Act, also known as Obamacare, is over. The 2015 open enrollment is a few months away and all is quiet on the insurance home front. During this...
Following are a few helpful tips to remember when going into business with your spouse. Starting and running a business is rarely a safe or simple process, and doing so with one’s spouse creates an additional layer of complexity. Whether that complexity will...
It is easy to spend a great deal of time and effort thinking about stocks, bonds and other investments, yet forget the very important, but somehow less glamorous, aspect of a portfolio – cash. In soaring markets, cash can get shunted aside. In poor markets and in...
A question: Your business has not been growing but it seems as though you add more people and equipment without increasing the net profit. What is not working? We will give you an answer. Look at what happens in a typical company as the business shows growth. Suppose...
A recent study conducted by Harris Interactive of 1,000 middle class individuals aged 25 to 75 revealed some interesting statistics about retirement attitudes. Among the survey’s findings: * 37% of respondents say they don’t expect to retire; instead they...
Many small business owners share one problem, especially in their early days. It’s being over-reliant on a single customer or supplier for much of their business. If you’re in that position, your business is operating with higher risk. Just as with...